DraftEnquire

From first conversation
to a clear proposal.

Six steps, with you in control of what you share at every stage.

  1. 01

    Enquire

    Tell us about the business, how it sells and what it’s planning. It takes a few minutes and doesn’t commit you to anything.

  2. 02

    Get to know the business

    We talk with the founders or finance team about channels, margins, stock and the plan the financing would support.

  3. 03

    Share information securely

    If it makes sense to go further, we ask for authorised access to the records that show how cash moves, and we verify the company and the people who own and control it.

  4. 04

    Assessment

    Our credit team looks at the whole picture: where sales come from, what the business keeps, what is already committed and how financing would be repaid. People make every financing decision.

  5. 05

    Proposal and agreement

    If we can help, we set out the amount, total cost, repayments, security and conditions in writing. Nothing is agreed until both sides sign.

  6. 06

    Ongoing relationship

    While financing is in place, and with your permission, connected information stays up to date, so the next conversation starts from a current view.

What we
may ask for.

We only ask for what's relevant to the financing being considered, and we'll explain why before you share it.

How we use this information
The company
Registration documents, the people who own and control it, and identity verification for them.
Business bank accounts
Balances, transactions, statements and account-holder details, through a secure read-only connection.
Sales channels
Store, marketplace and payment-processor records, such as orders, refunds, fees and payouts.
Accounts
Profit and loss, balance sheet, receivables and payables from your accounting system.
Commitments
Existing financing, supplier terms and other obligations.

Your data,
your decision.

You choose which accounts to connect, and you can disconnect at any time.

Disconnecting stops new information reaching us. It doesn't change an agreement you've already signed, and information we've already received is kept or deleted as our Privacy Notice explains.

Security and data

Start with
a conversation.

Access to Draft is by enquiry. Tell us about the business and what it's planning, and we'll take it from there.

Enquire

An enquiry takes a few minutes and doesn't commit you or Draft to anything.